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It's been almost 2 years

May 30th, 2012 at 07:30 pm

Well it's been a few years since I last blogged and boy have things taken a turn for the worst. I know right before I stopped blogging, I was talking about dh possibly being laid off. Well it happened. He was laid off for eight months and then the same company hired him back on but for less pay. During that time, not only did we blow through most of our savings but we also racked up a ton of credit card debt. It's been a real struggle but we really need to try to get back on the right path. We've also used way too much money at the casino. When we first moved here, we used to always win and now all the casinos are so tight that no one is winning. With the layoff and dwindling savings, I think we were a bit desperate for something to happen, but we just blew through more money we didn't have to waste. Now it's time to put our chins up and try to do the right thing.

The worst part of it all though, is that we are now going through a short sale/foreclosure process. We bought out house in 2007 for $186,000 and now it's only worth $79,000. With dh's paycut and no more overtime and with us losing our babysitter so I can no longer work, things are pretty tight and there is no way we could make our mortgage payments.

5 Responses to “It's been almost 2 years”

  1. rachel021406 Says:
    1338406116

    Glad you came back! I'm sorry to hear about your house situation, but hopefully you are able to get in a better position.

  2. MonkeyMama Says:
    1338406459

    I am so sorry to hear it has been so rough. You are definitely not alone.

  3. baselle Says:
    1338423648

    I'm sorry to hear this. Keep on blogging, we can at least give you a virtual shoulder to cry on.

  4. patientsaver Says:
    1338461720

    I'm really sorry to hear you've had such a tough time. It made me angry to read that your husband's employer laid him off and then hired him back for less pay. That's not right. Employers are definitely taking advantage of the economy to cut wages and other benefits, simply becus they can.

    Please don't gamble now. You need that money for more important things and you can find other ways to blow off steam or stress, or cheap entertainment.

    Well, if the last time you were here was about 2 years ago, that was about 6 months into unemployment for me, after a layoff. Guess what? I'm still unemployed!

    Well, the good news is i have a small, low paying, 3 day a week job. BUT it's steady income I can count on, and it does help stabilize this drifting boat.

  5. lilmama Says:
    1338573306

    Thanks everyone!

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